Focused on Lending Simplified

Residential 1st Mortgage

LTV Rate starting from Fee
Up to 65% 6.49% 1.49%
66% – 70% 6.99% 1.49%
71% – 75% 7.25% 1.49%
76% – 80% 7.75% 1.99%

Residential 2nd Mortgage

LTV Rate starting from Fee
Up to 65% 8.99% 1.99%
66% – 70% 9.50% 1.99%
71% – 75% 9.99% 1.99%

Existing 1st mortgage cannot be under deferral

Construction 1st

Beacon Score LTV Rate Lender Fee
Minimum 650 Up to 65% of completed value Starting at 8.50% Starting at 1.75%

Commercial 1st

LTV Rate Lender Fee
60% – 70% of completed value Starting at 8.50% Starting at 1.50%

Construction 2nd

Beacon Score LTV Rate Lender Fee
Minimum 650 Up to 65% of completed value Starting at 9.75% Starting at 1.99%

Commercial 2nd

LTV Rate Lender Fee
60% – 70% of completed value Starting at 9.99% Starting at 1.99%
vault mortgage what we offer

Mortgage Options

  • Open or partially closed terms
  • Interest only payments
  • Residential, Commercial and construction
  • Bridge financing
  • Loan Amounts up to $6MM
  • Flexible terms
  • Renewal options available

What We Offer