Focused on Lending Simplified
Residential 1st Mortgage
LTV | Rate starting from | Fee |
---|---|---|
Up to 65% | 6.49% | 1.49% |
66% – 70% | 6.99% | 1.49% |
71% – 75% | 7.25% | 1.49% |
76% – 80% | 7.75% | 1.99% |
Residential 2nd Mortgage
LTV | Rate starting from | Fee |
---|---|---|
Up to 65% | 8.99% | 1.99% |
66% – 70% | 9.50% | 1.99% |
71% – 75% | 9.99% | 1.99% |
Existing 1st mortgage cannot be under deferral
Construction 1st
Beacon Score | LTV | Rate | Lender Fee |
---|---|---|---|
Minimum 650 | Up to 65% of completed value | Starting at 8.50% | Starting at 1.50% |
Commercial 1st
LTV | Rate | Lender Fee |
---|---|---|
60% – 70% of completed value | Starting at 8.50% | Starting at 1.50% |
Construction 2nd
Beacon Score | LTV | Rate | Lender Fee |
---|---|---|---|
Minimum 650 | Up to 65% of completed value | Starting at 9.75% | Starting at 1.99% |
Commercial 2nd
LTV | Rate | Lender Fee |
---|---|---|
60% – 70% of completed value | Starting at 9.99% | Starting at 1.99% |

Mortgage Options
- Open or partially closed terms
- Interest only payments
- Residential, Commercial and construction
- Bridge financing
- Loan Amounts up to $6MM
- Flexible terms
- Renewal options available