Vault Mortgage

Who is Vault Mortgage

Vault Mortgage is a non-bank alternative mortgage lender offering first and second residential, commercial and construction mortgages.

We value building relationships with our brokers. Each new relationship is treated with integrity and fairness. This is a cornerstone to building long term partnerships with our brokers.

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Mission:

To provide mortgage brokers products and services that they can stand behind while ensuring our brokers and their borrowers feel the benefits of the Vault Experience.

Vision:

The creation of an institutional alternative direct lending company that has the agility of an entrepreneurial boutique lender. This fusion gives Vault the ability to customize loans to meet borrowers’ circumstances, backed by high service levels that promote fairness, flexibility, dependability and integrity.

Experience Vault

Emphasis on Service

Fair and with Integrity

  • We empower our underwriters to deal directly with our brokers, so you are always speaking to a decision-maker.
  • Our team is dedicated to being responsive. Whether you need to close a deal fast, meet financing conditions or simply need a quick quote. We keep up with the speed of your business.
  • Whenever a borrower is in a difficult situation, our fist approach is: How can we help!

Flexible Lending

We work hard to come up with creative solutions to get the deal done

  • We know it is human beings in the house, not just part of an underwriting equation.
  • In the real world no two deals are alike. Whether your Borrower needs an open or closed, short or long-term mortgage or something in between, we take the time to come forward with a workable product.

Flexible Lending

We work hard to come up with creative solutions to get the deal done

  • We know it is human beings in the house, not just part of an underwriting equation.
  • In the real world; no two deals are alike. Whether your client needs an open or closed mortgage, partially open or closed, short or long term, access to capital throughout the loan term etc. We take the time to come forward with a workable product.

Broker Centric

Giving our brokers back the controls

  • While the broker is our customer, we understand the way WE treat the borrower ultimately reflects on the broker.
  • We protect our brokers throughout the financing process and by keeping our broker partners involved in every step of the process from loan origination, discharge and renewal.

Our Product Suite

1st and 2nd Residential

1st and 2nd Commercial

1st and 2nd Construction

Vault's Approved Appraisals

Appraiser Phone Address
Cross-town Appraisal Ltd. (416) 652-3456 18-399 Four Valley Dr, Vaughan ON L4K 4Y7
Home Value Inc. (416) 871-9224 36 Gwendolen Ave, Toronto ON M2N1A2
House Inc. Appraisal (416) 499-2781 20 Bay St, 11th Floor, Toronto On M5J 2N9
Metrowide Appraisal Services (905) 479-4400 201-345 Renfrew Dr, Markham ON L3R 9S9
Ontario Appraisal Corporation (416) 674-1041 6 Ladywood Dr, Toronto ON M9V 1K9

Our Lending Area

Vault Mortgage is pleased to serve the GTA and surrounding areas

Vault Credit Map Locations

Mortgages provided on this site are being overseen by Vault Mortgage Corporation. A licenced mortgage brokerage (FSRA # 10890).

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