416-499-8466
416-746-3766

info@vaultcredit.ca

41 Scarsdale Road, Suite 5, Toronto,

Ontario, M3B 2R2

Mon-Sat 9.00-17:00

Sunday CLOSED

Mon-Sat 9.00-17:00

Sunday CLOSED

416-499-8466
416-746-3766

info@vaultcredit.ca

41 Scarsdale Road, Suite 5, Toronto,

Ontario, M3B 2R2

Business Financing

Your Business Growth, Powered by Our Capital

Fuel your next move with Vault Working Capital — fast, flexible funding for Canadian businesses covering costs, payroll, inventory, and expansion. No red tape. No collateral.

Simple Application
Quick Approval
Immediate Funding
Payout Anytime
Easy Renewal
No Collateral

Strength. Credibility. Reliability

Vault makes funding easy — so you can focus on growth, not paperwork. When banks say no, we say yes, offering high approvals, large amounts, and flexible pricing options tailored to your specific business needs.

Minimum Qualification Requirements

Minimum Qualification Requirements

Experience Simplified Financing

Getting funded with Vault is fast and effortless — no long waits, no complications.

Explore Your Pricing Options
Get matched to the right product with our financing experts.
Complete Application
Share just the basics and get a fast approval within 24 hours.
Access Your Funds
Capital deposited directly into your account, ready to use right away.

Put the Working
Capital to Work

Stop letting upfront costs limit your business potential. With Vault, your financing can be used for anything your company needs to grow and stabilize. Here are some of the most common ways companies put it to work:

  • Hiring & payroll
  • Inventory or equipment
  • Marketing & growth
  • Cash flow support
  • Seasonal demand
  • Repairs or renovations

Put the Working
Capital to Work

Stop letting upfront costs limit your business potential. With Vault, your financing can be used for anything your company needs to grow and stabilize. Here are some of the most common ways companies put it to work:

Hiring & Payroll
Inventory or Equipment
Marketing & Growth
Cash Flow Support
Seasonal Demand
Repairs or Renovations

Top Industries We Serve

Vault finances Canadian businesses of every size across all provinces. While we cater to a diverse range of sectors, here are a few of the top industries we fuel.

Discover Our Business Financing Solutions

Leverage our Canadian expertise, modern tools, and diverse financing products to deliver tailored solutions to your clients.

Fuel your Business Growth

Vault isn’t just another capital provider. We’re one of Canada’s largest and most established private credit firms, serving businesses nationwide with the backing of decades of lending experience.

  • Stable & Credible – Over $2 billion in assets under management
  • National Scale – Supporting Canadian businesses coast-to-coast
  • Proven Track Record – Years of delivering value to borrowers and partners
  • Trusted Funding Partner – Recognized for reliability and long-term relationships

Frequently Asked Questions

What can Vault business financing be used for?
Vault funding is designed to cover a wide range of needs — from inventory and marketing to equipment, payroll, and expansion costs. Our working capital loans and advances let businesses use funds where they matter most.
How fast can I get approved and funded?
Vault’s streamlined process delivers approvals within hours and funding in as little as 24 hours. No lengthy paperwork or waiting — just fast access to capital when your business needs it.
How much can my business borrow?
Vault business loans start at $5,000 and go up to $300,000, depending on your revenue and credit profile. As you repay, you may qualify for additional funding to keep your growth going.
Do I need to provide collateral?
No collateral is required for most working capital programs. Vault focuses on your business performance and cash flow, making financing more accessible and flexible.
How does partnering with Vault benefit brokers?
Brokers gain access to a full suite of financing products, dedicated sales support, and real-time updates through the Vault platform — helping you serve more clients while Vault handles the process.